Over 600,000 people will have their first heart attack and 200,000 people have a recurrent attack this year. Approximately every 40 seconds, someone in the United States will have a myocardial infarction.²

In addition to the physical and emotional challenges a serious illness can bring, few people are prepared for the financial stress associated with a serious condition like cancer or a stroke. Your Health and Disability insurance may help with the majority of your financial needs, but you still may find yourself faced with unaffordable bills.

Because serious conditions require extensive medical treatment and care, their fees can rapidly outstrip a family’s Health insurance policy. Even the most comprehensive of Health insurance plans does not cover deductibles and co-pays, which can cost thousands. Add to that travel and other non-covered costs for experimental treatments—and lost wages—and you could find not only your health, but also your financial future, at risk.

Critical Illness (CI) insurance issued by The Prudential Insurance Company of America, can help with the costs of a serious illness. It pays a lump-sum cash benefit, directly to you, upon diagnosis of a covered condition, so you can use the money to help pay for anything you need—from medical co-pays to household expenses.

What Does Critical Illness Insurance Cover?

Most plans cover common conditions including cancer, heart attacks and strokes, major organ failure, Alzheimer’s disease, coma, Parkinson’s disease and more.

While CI Insurance won’t replace your Health insurance, it’s a worthwhile addition, especially for those with high deductible plans who could incur significant out-of-pocket expenses. For example, if you’re enrolled in a plan with a high out-of-pocket maximum, such as a Bronze level plan that covers an average of 60 percent of healthcare costs, CI Insurance can help reduce your out-of-pocket exposure.

If you face a difficult road ahead with a critical condition, you shouldn’t have to add financial stress to your worries. Learn more about Critical Illness Insurance today.

Enroll online and secure coverage now.

¹ “Cancer Facts & Figures, 2022,” The American Cancer Society, www.cancer.org.
²  2022 Heart Disease and Stroke Statistics Update Fact Sheet, American Heart Association, www.heart.org.
³ “The Financial Burden and Distress of Patients with Cancer”, 2018, National Library of Medicine, www.ncbi.nlm.nih.gov.

This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.

The products issued by The Prudential Insurance Company of America may not be available in all states.

Not for residents of New Mexico

Not for use in New Mexico

This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).

This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage. If you do not have other health insurance coverage.

Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774.

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