Is Pet Insurance Really Worth It?

Every six seconds, a pet parent is faced with a vet bill over $3,000. We want the best for our pets, but when injuries and illnesses happen, unexpected treatment costs can quickly add up – often into the thousands of dollars.

A pet injury or illness can take a severe financial toll. An ear infection can easily end up costing $2,000, with treatments for more serious ailments like cancer running upwards of $5,000. Pet insurance helps you manage these unexpected veterinary bills. If your pet has an accident or becomes ill, you’ll be reimbursed for care.

Pet insurance premiums are based on your individual pet’s breed, age, and the cost of veterinary care in your area (almost all policies exclude pre-existing conditions). Many people opt for pet insurance when their pet is young and premiums are lower.

Pet insurance companies offer a variety of deductible and co-payment options to choose from, and there are no provider restrictions – you can see any vet you choose. Filing a claim is easy. Unlike your health insurance coverage, you pay the vet directly and submit your itemized receipt to your pet insurance company for reimbursement.

As helpful and comforting as pet insurance might seem, you may still be asking whether it’s really worth the price? We say YES! Nothing feels worse than having to forego the care your pet may need. Pet insurance provides affordable peace of mind so that if your dog or cat gets sick or hurt, you can base medical decisions on what’s truly best for your pet. With pet insurance, you’ll never need to decide between your pet’s care and your wallet.